Terms and Conditions
Last updated: 11 April 2026
⚠ IMPORTANT MEDICAL DISCLAIMER — READ CAREFULLY BEFORE USE
XrayExplain provides AI-generated analysis of X-ray images for informational and educational purposes only. Our Service does NOT constitute a medical diagnosis, medical advice, or a treatment recommendation. No licensed medical professional reviews your scan unless explicitly stated otherwise. Do not make any medical decisions based solely on our AI-generated reports. Always consult a qualified, licensed healthcare professional registered under the Indian Medical Council Act, 1956 or applicable state laws for any medical concerns.
1. Acceptance of Terms
By creating an account, logging in, uploading an image, making a payment, or using any feature of XrayExplain (the "Service"), you irrevocably confirm that you have read, understood, and agree to be legally bound by these Terms and Conditions ("Terms"), our Privacy Policy, and all applicable Indian laws and regulations.
If you do not agree to these Terms in their entirety, you must immediately cease using the Service and, if applicable, close your account. These Terms constitute a legally binding agreement ("Agreement") between you ("User", "you") and Ajay Vigneshwar GB ("Developer", "we", "us", "our"), the sole developer and operator of XrayExplain.
We reserve the right to modify these Terms at any time. For material changes, we will provide at least 15 days' advance notice via the app interface. Continued use of the Service after the effective date of any modification constitutes your acceptance of the revised Terms.
2. Eligibility
- You must be at least 18 years of age to use this Service.
- You must possess a valid Indian mobile phone number for OTP authentication.
- By using the Service, you represent and warrant that you meet these eligibility requirements and that the information you provide is accurate and truthful.
- If you are accessing the Service to analyse another person's X-ray (e.g., a family member), you confirm that you have obtained their explicit, informed consent to upload and process their medical imaging data, and that you are legally authorised to do so on their behalf.
- You must not use this Service for any commercial, resale, or professional diagnostic purpose without our prior written consent.
3. Nature of the Service — AI Limitations and Medical Disclaimer
You expressly, knowingly, and irrevocably acknowledge and agree that:
- The AI-generated analysis provided by XrayExplain is not a substitute for professional medical diagnosis, advice, or treatment by a licensed radiologist, physician, or any other qualified healthcare professional.
- AI models, including the models used by this Service, can and do produce inaccurate, incomplete, outdated, or misleading results. X-ray interpretation requires licensed radiologists with clinical context that AI cannot fully replicate. Known AI limitations include false positives, false negatives, and inability to consider full patient history.
- The Service is designed to help you understand your X-ray in plain language — not to replace a consultation with your doctor or specialist.
- We do not guarantee the accuracy, completeness, timeliness, or clinical validity of any AI-generated report. Reports are provided "as is" with no warranty of medical accuracy.
- You must consult a licensed medical professional before making any healthcare decision, including decisions to seek further investigation, start or stop medication, or undergo any procedure.
- You will not use the Service in any emergency situation. In a medical emergency, call 112 (India Emergency Services) immediately.
- Ajay Vigneshwar GB and XrayExplain expressly disclaim all responsibility and liability for any harm, injury, loss, or adverse outcome — whether direct, indirect, or consequential — arising from your reliance on any AI-generated report produced by this Service.
4. User Obligations
By using the Service, you agree and undertake to:
- Upload only X-ray images that you own, or for which you have explicit legal authorisation to process and share in accordance with these Terms.
- Not upload images of individuals under 18 without explicit, documented consent of a parent or legal guardian, and not without assuming full legal responsibility for such upload.
- Not attempt to reverse-engineer, decompile, disassemble, or extract our AI models, algorithms, prompt structures, or any proprietary component of the Service.
- Not use automated bots, crawlers, scrapers, or any non-human means to access or interact with the Service.
- Not upload any content that is fraudulent, harmful, defamatory, unlawful, or that violates any applicable Indian law including the IT Act, 2000, the IPC, or the POCSO Act, 2012.
- Not attempt to overwhelm, disrupt, or interfere with the Service through DDoS attacks, spam uploads, or similar abusive activity. Any such attempt may constitute an offence under Section 43 and Section 66 of the IT Act, 2000.
- Provide accurate information during registration and payment, and keep your OTP and session token strictly confidential.
- Notify us immediately at aj07.scotia@gmail.com if you suspect unauthorised access to your account.
5. Payments and Refunds
5.1 Pricing
Uploading an X-ray and receiving a preview AI hint is free. You pay only when you choose to unlock your full report. Current pricing:
- Basic Report: ₹99 (₹84 with AI training consent — see Section 6)
- Detailed Report: ₹199 (₹169 with AI training consent — see Section 6)
All prices are inclusive of applicable taxes. Prices are subject to change; changes are effective immediately upon posting on the Service.
5.2 Payment Processing
All payments are processed by Razorpay Software Private Limited, an RBI-regulated payment aggregator. By making a payment, you also agree to Razorpay's Terms of Service and Privacy Policy. We do not store your card number, UPI ID, bank account details, CVV, or any sensitive payment credentials. All payment signature verifications are performed server-side using HMAC-SHA256 cryptography.
5.3 Refund Policy
Given the nature of instantly delivered digital AI-generated content:
- Reports successfully generated and accessed: No refund is available once you have viewed or downloaded your report. The digital service has been fully and irreversibly delivered at the point of access.
- Technical failure (report not generated due to our confirmed error): You are entitled to a full refund within 5–7 working days. You must raise a refund request at aj07.scotia@gmail.com within 48 hours of payment, including your phone number, scan date, and Razorpay transaction ID.
- Partial or incorrect analysis: We may, at our sole discretion, offer a partial credit or free re-analysis. This is a discretionary remedy and does not constitute a contractual right.
Refund requests must be sent to aj07.scotia@gmail.com. We will respond within 7 working days.
6. AI Training Consent — Data Exchange Agreement
This section constitutes a binding data exchange agreement. Read it carefully.
6.1 Voluntary opt-in
At the time of upload, you may voluntarily opt in to allow your anonymised demographic data to be used to improve our proprietary AI model. Participation is entirely optional. Your report quality and content are identical whether or not you opt in.
6.2 Exactly what data you provide
If you opt in, you consent to providing us with three and only three demographic fields:
- Age
- Gender
- Blood group
These are the only data points used for AI model training. Your X-ray image, phone number, report content, and any other personal data are never used for training. We make this commitment unconditionally and without exception.
6.3 The 15% discount — consideration and value recognition
As explicit recognition of the economic value of the demographic data you provide, you receive a 15% discount on your report price:
- Basic Report: ₹99 → ₹84
- Detailed Report: ₹199 → ₹169
This discount constitutes consideration in the legal sense — it is the price we pay for the data you provide. It is not a promotional gesture. By accepting this discount and providing the three demographic fields, you are entering a lawful, consensual, value-for-value data exchange with us under Section 13 of the Indian Contract Act, 1872.
You acknowledge that this exchange is fair, proportionate, and freely entered into, and that you have not been coerced, misled, or incentivised beyond the disclosed 15% discount to provide this data.
6.4 Anonymisation and use
Your age, gender, and blood group are anonymised — all identifiers that could link them back to your account (phone number, scan ID, timestamps) are permanently stripped — before the data is used in any training run.
6.5 Withdrawal of consent
You may withdraw AI training consent at any time by contacting aj07.scotia@gmail.com. Withdrawal stops future use of your data. It does not affect the discount already applied to paid reports. Anonymised demographic data already incorporated into completed model training runs cannot be retroactively extracted — a limitation inherent in machine learning systems and consistent with DPDPA 2023 guidance on anonymised data.
7. Intellectual Property
- Our IP: All software, design, brand elements, trademarks, AI models, prompt architectures, and proprietary algorithms in the Service are owned exclusively by Ajay Vigneshwar GB. Nothing in these Terms transfers any intellectual property rights to you.
- Your X-ray image: You retain full ownership of your X-ray images at all times. By uploading, you grant us a limited, non-exclusive, non-transferable, time-bound licence to process and analyse your image solely for the purpose of generating your report. This licence expires automatically and irrevocably when your data is deleted (within 24 hours of upload).
- Your report: The AI-generated report is provided for your personal, non-commercial use only. You may share it with your licensed healthcare providers. You may not republish, sell, sublicense, or commercially exploit the report in any form.
8. Limitation of Liability
To the fullest extent permitted by applicable Indian law:
- Ajay Vigneshwar GB and XrayExplain shall not be liable for any medical outcome, health decision, personal injury, death, or harm of any nature arising from reliance on any AI-generated report, analysis, or information provided by the Service.
- Our total cumulative liability for any claim arising out of or related to the Service — whether in contract, tort, negligence, or otherwise — shall not exceed the amount actually paid by you for the specific report that gave rise to the claim.
- We are expressly not liable for indirect, incidental, special, consequential, or punitive damages, including without limitation loss of data, business interruption, loss of revenue, reputational harm, or mental distress.
- We do not warrant that the Service will be uninterrupted, error-free, virus-free, or free from security vulnerabilities at all times.
- We are not responsible for the accuracy, availability, or conduct of third-party AI service providers (OpenAI, HuggingFace, Sarvam AI) or Razorpay, whose services are governed by their own terms and policies.
Nothing in this clause excludes liability for death or personal injury caused by our gross negligence or wilful misconduct, to the extent such exclusion is prohibited by mandatory Indian law.
9. Indemnification
You agree to fully indemnify, defend, and hold harmless Ajay Vigneshwar GB, XrayExplain, and their respective affiliates, officers, agents, and successors, from and against any and all claims, demands, losses, damages, liabilities, legal fees, and costs of any kind arising out of or relating to:
- Your use or misuse of the Service in violation of these Terms;
- Any medical or healthcare decision made on the basis of our AI reports;
- Your breach of any warranty, representation, or obligation under these Terms;
- Your uploading of medical images of third parties without their informed consent;
- Your violation of any applicable Indian law or third-party rights.
10. Governing Law and Dispute Resolution
- These Terms are governed exclusively by the laws of the Republic of India, without regard to conflict of law provisions.
- Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall first be subject to a mandatory 30-day good-faith negotiation period from the date of written notice by either party.
- If unresolved after 30 days, disputes shall be subject to the exclusive jurisdiction of the courts of Chennai, Tamil Nadu, India.
- Nothing in these Terms prevents either party from seeking urgent injunctive or other equitable relief from a court of competent jurisdiction to prevent irreparable harm.
- Consumer disputes may also be addressed through the National Consumer Disputes Redressal Commission or appropriate State/District Consumer Forum under the Consumer Protection Act, 2019.
11. Termination
We reserve the right to suspend or permanently terminate your account and access to the Service, without prior notice and without refund, if:
- You violate any provision of these Terms;
- We detect fraudulent, abusive, or unlawful activity on your account;
- You attempt to reverse-engineer, circumvent, or exploit any security measure or proprietary component of the Service;
- We determine that continued access poses a security, legal, or reputational risk to the Service or other users.
You may terminate your account at any time by contacting aj07.scotia@gmail.com. Termination does not entitle you to any refund for previously purchased reports.
12. Disclaimers
The Service is provided on an "as is" and "as available" basis, without warranties of any kind — express, implied, or statutory. We specifically disclaim:
- Any warranty of medical accuracy, clinical utility, or fitness for any medical purpose of AI-generated reports.
- Any warranty that AI analysis is equivalent to, or a substitute for, a professional radiological or clinical interpretation.
- Any implied warranty of merchantability or fitness for a particular purpose.
- Any responsibility for the conduct, accuracy, or availability of third-party AI providers (OpenAI, HuggingFace, Sarvam AI) or Razorpay.
- Any warranty that the Service will always be available, uninterrupted, or free from errors or security vulnerabilities.
13. Contact and Grievances
For any questions, complaints, refund requests, data requests, or legal notices relating to these Terms:
Developer / Grievance Officer: Ajay Vigneshwar GB
Email: aj07.scotia@gmail.com
Service: XrayExplain — https://xrayexplain.com
Jurisdiction: Chennai, Tamil Nadu, India
Response time: Within 30 days of receipt
By using XrayExplain, you acknowledge that you have read these Terms in full, understand them, and agree to be legally bound by them. Ignorance of these Terms shall not be a defence in any dispute.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Ajay Vigneshwar GB with respect to the Service and supersede all prior agreements, representations, and understandings.